Month: March 2017

Where to Get a Mortgage

When you think about getting a mortgage, the first thing that comes to mind is the bank. Of course, banks offer a diverse array of home loan programs, and they are experienced where real estate lending is concerned. But are banks really your only choice when finding financing to buy a home? Many homebuyers consult friends and family first when they think about buying a home. This is a smart move and indeed, a lot can be gained from the experience of people who already went through the home buying process. Still, this resource is limited. If you intend to...

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What Factors Affect Home Prices?

There is no formula for directly measuring property value. Various factors are at play and more often than not, they are at a continuous state of fluctuation. One necessary distinction that has to be made, however, is the difference between what you call home price and the final valuation of the property after the appraisal has been made. The property price laid out during the offer between buyer and seller is not the final number. The bank or lending institution orders an appraisal to be done on the property in order to determine what the property is really worth...

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Useful Online Tools to Use for Mortgage, Real Estate

Buying and selling a home has never been as easy as it is today. Most information that has remained solely in the hands of realtors a decade ago are now available to any regular buyer or seller through the networked convenience of the internet. And it is this same generous convergence of business and data that allowed for the development of new tools to help usher a new era of mortgage and real estate. In this list, we have compiled the most useful tools readily available online to any individual looking to apply for a loan, buy or sell...

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Choosing a Neighborhood

Finding the perfect house means more than the house itself. You have to love the neighborhood too. If you only love the inside of your home, but hate the community, you can quickly fall out of love with your home. So how do you find a home in the right neighborhood? Here are some simple tips. CONSIDER WHAT YOU WANT The first step is to think about what type of neighborhood you want. There is no one-size-fits-all type neighborhood. Some people love to have neighbors right next door and who get together often. Others prefer to be more isolated...

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