Month: April 2017

How to Prepare for Closin

So after months of preparation, building your credit, and prepping your paperwork, working through the labyrinth of finding a home, getting pre-approval for your financing, you are finally on your way to closing. What a relief, right? Not so fast. There are a few things you need to know and do first before the closing date. If things go right and you follow these sound advice, then you don’t have to worry about things going haywire. FLUCTUATING MORTGAGE RATES As you know, mortgage rates aren’t permanent. The rate today can be different a month or two from now. That is why to...

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How to Get Lower Mortgage Payments?

Mortgage payments take up a significant part of your monthly income. When buying a home, how much of your paycheck goes to paying your home loan is therefore a significant point of consideration. Take note that it is not the only expense you’re going to have to answer to. There are your utility bills, your groceries, your credit card payments, etc. So the question remains: is there any way I can lower my mortgage payments? The answer is yes, and that applies to either before or after you made the home purchase. PRE-PURCHASE TECHNIQUES Before you seal the deal,...

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First Time Home Buyer Tips: How to Negotiate Repairs

As discussed in one of my articles, a home inspection is a vital part of the home buying process. It allows you to identify issues with the property and know if there are needed repairs that have to be done on the property. Now, the results of a home inspection can be grounds for negotiation. That is, the buyer can ask the seller to lower down their asking price, or the price can be retained while the seller agrees to pay for the cost of repair. But negotiations aren’t always easy. You need to satisfy the terms of both...

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How to Pick the Right School District

Moving to a new area is hard work, especially if you are a parent or plan to be one in the near future. Aside from choosing a house that is the perfect size and layout, you have to consider your surroundings, including the school district that your children will attend. Before you sign on the dotted line, you should know what to look for to make sure that your children are happy, safe, and well educated based on the area that you decide to move. DETERMINE YOUR CHILD’S NEEDS The first step is to take a look at your...

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