Month: July 2018

What’s the Best Possible Credit Score?

The FICO credit score model allows consumers to have a credit score as high as 850. Do people actually have this score? While it’s achievable, it’s not all that common. That’s why lenders often consider any credit score over 720 as ‘excellent,’ giving them the most favorable terms on their desired loan. HOW TO GET THE BEST POSSIBLE CREDIT SCORE So how do you go about achieving a credit score as high as 850 or close to it? Looking for Current Mortgage Interest Rates? Click Here. It all comes down to your financial habits. It probably goes without saying that...

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How to Win a Property Tax Assessment Appeal

If there’s one thing homeowners across the United States have in common, it’s the gripe they have about their property taxes. Most homeowners feel as if they pay too much, but not many of them do anything about it. Compare Offers from Several Mortgage Lenders. Did you know that you have the right to appeal your property tax assessment? While the process sounds complicated, there are simple tools you can use to win the battle. In other words, you can get your property taxes lowered if you use the following steps. CHECK THE ACCURACY OF YOUR HOME’S DESCRIPTION Your first...

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Top Contingencies to Include in Your Condo Purchase Contract

You are buying a condo – that’s an exciting purchase! Before you sign on the dotted line on that purchase contract, though, make sure you have the proper contingencies in your contract. Without them, you won’t have a leg to stand on should you need to back out of the purchase contract. Get Matched with a Lender, Click Here. You can think of contingencies as ‘insurance.’ If you have to cancel the purchase for some reason and it’s covered under one of your contingencies, you won’t have to give up your earnest money deposit. If the reason doesn’t fall...

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When Does the HARP Program End?

The chance to use HARP to refinance your Fannie Mae or Freddie Mac loan is coming to an end very soon. The program ends December 31, 2018. This does leave plenty of time for you to still take advantage of the program if you wish to do so. WHAT IS HARP? HARP was designed to help homeowners that owe as much as their home is worth or even more to refinance. Homeowners can refinance without adding mortgage insurance to their loan. However, if they already have mortgage insurance on their current loan, they will continue to pay the insurance. Compare Offers...

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